Social Security beneficiaries will receive a 2.8% cost-of-living adjustment (COLA) in 2026.

Social Security beneficiaries will receive a 2.8% cost-of-living adjustment (COLA) in 2026. This increase applies to retirement, disability, and SSI benefits, beginning with payments in January 2026 (or Dec. 31, 2025, for SSI recipients). The average retirement benefit is expected to rise to approximately $2,071 per month. CA Department of Developmental Services (.gov) +3

Key 2026 Social Security Changes

• COLA Increase: 2.8% based on inflation data.
• Average Benefit: Expected to increase from roughly $
  2
  ,
  015
  to $
  2
  ,
  071
  per month.
• Taxable Maximum: The maximum amount of earnings subject to Social Security taxes rises to $
  184
  ,
  500
  .
• • Earnings Limit: For those younger than full retirement age, the limit increases to $
    24
    ,
    480
    /year.
  • SSI Recipients: The maximum federal SSI payment increases to $
    994
    for individuals and $
    1
    ,
    491
    for couples. Social Security Administration (.gov) +3

Important Context

• Medicare Impact: The standard Medicare Part B premium is projected to increase by about 11.6
  %
  , to $
  206.50
  in 2026, which may reduce the net gain from the COLA for many retirees.
• Inflation: While 2.8% is the official increase, it is designed to match inflation, meaning it is a cost-of-living adjustment rather than a net increase in purchasing power. AARP +3

Liên Minh Bảo Hiến Mỹ Gốc Việt
Vietnamese American Conservative Alliance (VACA)
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